Freetrade

Get up to £5,000 cashback

Contribute £10,000 or more to your Freetrade ISA and/or SIPP and get 1% cashback.
Offer ends on 5 April 2026.
Join 1,600,000+ users
Award badge for Winner of Provider of the Year Award 2025, by Finder.Award badge from Boring Money that says Best For low-cost ISA > £50k 2024BoringMoney Award badge for Freetrade in category Best for share traders 2024

CASHBACK VALUE DEPENDS ON THE AMOUNT YOU CONTRIBUTE PER ACCOUNT. CASHBACK IS CAPPED AT £5,000 PER ACCOUNT (ISA OR SIPP) AND AT £10,000 PER CUSTOMER. SEE OFFER FAQS AND TERMS.

How it works

  1. Open your Freetrade account if you don’t have one already.
  2. Join the relevant ISA or SIPP campaign in your Rewards Hub. You can join both!
  3. Contribute at least £10,000 (net) to your ISA and/or SIPP between 7 January and 5 April 2026. You can either top up your account or transfer in from another provider.
  4. We’ll pay your cashback by 5 December 2026.
    Cashback is capped at £5,000 per account and at £10,000 per customer. 
IMPORTANT: IF YOU WITHDRAW OR TRANSFER ANY AMOUNTS OUT OF YOUR RELEVANT FREETRADE ACCOUNT, CAUSING ITS NET FUNDING TO FALL BEFORE WE AWARD THE CASHBACK, THEN THIS LOWER VALUE WILL BE USED TO DETERMINE HOW MUCH CASHBACK YOU GET.
Two promotional cards for tax year end offers: one for ISA and one for SIPP, both valid until 5 April, with a money icon and blue gradient header.

Invest tax-free with an ISA

Invest up to £20,000 per year into an ISA and shelter your investments from capital gains tax and UK dividend tax.

Freetrade’s free flexible ISA lets you invest tax-efficiently and access your money without reducing your annual ISA allowance.

Award badge from Boring Money that says Best For low-cost ISA > £50k 2024BoringMoney Award badge for Freetrade in category Best for share traders 2024
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Control your pensions with a SIPP

A SIPP is included in all Freetrade plans, allowing you to consolidate your pensions in one place for better control and visibility of your retirement pots.

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WHEN YOU INVEST, YOUR CAPITAL IS AT RISK. THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU INVEST.

SIPP AND ISA RULES APPLY. TAX TREATMENT DEPENDS ON YOUR PERSONAL CIRCUMSTANCES AND CURRENT RULES MAY CHANGE.

A SIPP IS A PENSION DESIGNED FOR PEOPLE WHO WANT TO MAKE THEIR OWN INVESTMENT DECISIONS. YOU CAN NORMALLY ONLY ACCESS YOUR MONEY FROM AGE 55 (57 FROM 2028).

FREETRADE CURRENTLY ONLY SUPPORTS UNCRYSTALLISED FUND PENSION LUMP SUMS (UFPLS) FOR SIPP WITHDRAWALS.

SEEK PROFESSIONAL ADVICE IF YOU NEED HELP WITH YOUR PENSION.

BEFORE TRANSFERRING, CHECK FOR ANY EXIT FEES OR LOSS OF BENEFITS FROM YOUR CURRENT PROVIDER.

PENSIONS TRANSFERRED TO FREETRADE MAY LOSE ANY PROTECTED PENSION AGE BENEFIT, MEANING YOU MAY NOT BE ABLE TO DRAW THE MONEY UNTIL AGE 57.

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